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Romance Scams in Ottawa: Protecting Your Heart and Wallet

Ottawa residents lose millions to romance scams annually. Learn how fraudsters exploit loneliness, build fake relationships, and steal money from victims.

Remy Dec 15, 2025
7 min read
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Romance Scams in Ottawa: Protecting Your Heart and Wallet
Photo: Illustrative image only.

Looking for love online can leave you broken-hearted and broke. Romance scams devastate Ottawa victims emotionally and financially, with losses often reaching tens of thousands of dollars. These sophisticated fraudsters invest months building relationships before springing their trap.

Understanding how romance scams work is the first step to protecting yourself from these predators.


Key Highlights

TL;DR: Romance scammers create fake profiles, build intense emotional connections over weeks/months, then request money for emergencies. They target dating sites and social media. Red flags: too good to be true, can’t video chat, always overseas, financial requests. NEVER send money to someone you haven’t met in person.

Quick FactsDetails
📅 LossesMillions annually in Canada
📍 PlatformsDating sites, social media
🎟️ TargetsAll ages, often 50+
⏰ Report ToPolice, CAFC, Platform

How Romance Scams Work

The Setup

Creating the perfect partner:

Fake Profile:

  • Stolen photos (often attractive, successful-looking)
  • Compelling backstory
  • Career that explains travel (military, oil rig, doctor abroad)
  • Widowed or divorced
  • Often claim to be from Ottawa or Canada

First Contact:

  • Dating app match or social media connection
  • Flattering messages
  • Quick escalation of interest
  • Wants to move to private messaging

Building the Relationship

Investing time for bigger returns:

Grooming Period:

  • Daily communication (texts, calls, emails)
  • Increasingly romantic language
  • Shares “personal” details and photos
  • Asks about your life, interests, family
  • Creates sense of intimacy and trust

Excuses for Not Meeting:

  • Working overseas
  • Military deployment
  • Business travel
  • Family emergency
  • Pandemic restrictions (past excuse)

Can’t Video Chat Because:

  • Poor internet connection
  • Camera broken
  • Time zone issues
  • Security restrictions

Person messaging online

Illustrative image only.


The Money Request

How It Happens

After emotional investment:

Common Scenarios:

  • “I’ve been robbed and need money to get home”
  • “I need surgery but my insurance won’t cover it”
  • “I’m stuck at customs and need fees paid”
  • “I want to visit you but can’t afford the ticket”
  • “I have a business opportunity but need investment”

Escalation Pattern:

  • First request is often small (testing)
  • Follow-up requests increase
  • Promises to repay soon
  • Creates urgency
  • Emotional manipulation if you hesitate

Payment Methods

How scammers want money:

Preferred Methods:

  • Wire transfers (Western Union, MoneyGram)
  • Gift cards (iTunes, Google Play, Steam)
  • Cryptocurrency
  • Direct bank transfers

Why These Methods:

  • Difficult to trace
  • Nearly impossible to recover
  • Instant availability to criminal
  • Crosses international borders easily

Red Flags

Profile Warning Signs

Be suspicious if:

  • Photos look too professional/perfect
  • Very few photos available
  • Inconsistencies in story
  • Claims high-status job but poor grammar
  • Recently created profile
  • Few friends/connections on social media

Communication Red Flags

Watch for:

  • Professes love very quickly
  • Always has excuses for not meeting
  • Can’t do video calls
  • Asks lots of questions, vague about themselves
  • Story has inconsistencies
  • Communication feels scripted

Financial Red Flags

Stop immediately if:

  • Any request for money
  • Asks for financial details
  • Sends you money to forward (money laundering)
  • Investment opportunity presented
  • Requests gift card codes
  • Asks you to accept packages (reshipping scam)

Warning signs of online scam

Illustrative image only.


Protecting Yourself

Online Dating Safety

Practice safe dating:

Profile Verification:

  • Reverse image search their photos
  • Google their name with “scam”
  • Check social media presence
  • Look for inconsistencies

Communication Boundaries:

  • Insist on video chat early
  • Notice if they avoid certain topics
  • Watch for scripted responses
  • Don’t share financial information

Meeting in Person:

  • Meet in public places
  • Tell someone where you’re going
  • Don’t accept travel to meet them
  • Trust your instincts

Absolute Rules

Never do these things:

  • Send money to someone you haven’t met in person
  • Share banking or financial information
  • Accept money to forward to someone else
  • Send intimate photos (can be used for blackmail)
  • Give gift card codes to anyone

If You Suspect a Scam

Taking Action

Steps to verify:

  1. Reverse image search their photos (Google Images, TinEye)
  2. Search their name with “scam” or “fraud”
  3. Insist on video chat—real people will accommodate
  4. Ask specific questions about their claimed location/job
  5. Share concerns with trusted friend or family

Ending Contact

If confirmed suspicious:

  • Stop all communication immediately
  • Don’t explain or confront (they may manipulate)
  • Block on all platforms
  • Report to the platform
  • Report to Canadian Anti-Fraud Centre
  • Don’t feel guilty—they’re criminals

If You’ve Sent Money

Immediate Steps

Take action quickly:

  1. Stop sending money immediately
  2. Contact your bank/financial institution
  3. Report to Ottawa Police: 613-236-1222
  4. Report to CAFC: 1-888-495-8501
  5. Report to the platform where you met
  6. Document all communications

Recovery Reality

Understand the challenges:

  • Wire transfers rarely recovered
  • Gift card funds usually gone
  • International criminals hard to catch
  • Focus on stopping further losses
  • Emotional recovery takes time

Emotional Support

Getting help:

  • This is not your fault
  • Criminals are professional manipulators
  • Many intelligent people are victims
  • Consider counseling
  • Talk to trusted friends/family

Common Scammer Profiles

Military Romance Scam

Claiming military service:

  • Deployed overseas
  • Can’t video chat due to security
  • Needs money for leave/return home
  • Claims military blocks financial access
  • Uses real soldiers’ stolen photos

Reality: Military members have banking access and don’t need money wired.

Overseas Professional

Working abroad:

  • Doctor in war zone
  • Engineer on oil rig
  • UN worker in Africa
  • Business person traveling

Reality: Professionals overseas have access to their own funds.

Widowed with Children

Emotional manipulation:

  • Spouse died tragically
  • Children may be mentioned
  • Appeals to caretaking instinct
  • Creates deep emotional connection

Reality: Story is entirely fabricated.


Frequently Asked Questions

Q: Can scammers fake video calls? A: Some use pre-recorded videos or deepfakes, but it’s difficult. Insist on real-time video chat with specific requests (hold up fingers, wave, etc.).

Q: I sent intimate photos—what should I do? A: Don’t send money if they threaten to release photos (sextortion). Report to police and CAFC. Block contact. This is a crime.

Q: The person sent me money—is that safe? A: No! This is likely money laundering. The funds are stolen, and you could face legal consequences for forwarding them.

Q: I’ve been talking to this person for months—surely they’re real? A: Time invested means nothing. Scammers build relationships over many months specifically to establish trust. Duration doesn’t equal legitimacy.

Q: Could my online relationship actually be real? A: It’s possible, but protect yourself. Anyone who truly cares won’t ask for money before meeting. Verify identity through video chat and refuse financial requests.


Final Thoughts

Romance scams cause devastating harm because they exploit our most human desires—connection, love, companionship. The criminals behind these scams are professionals who spend months carefully building trust before extracting money.

The best protection is simple: never send money to someone you haven’t met in person, no matter how real the relationship feels. Real love doesn’t ask for wire transfers. Real partners can video chat. Real relationships can wait until you meet face to face.

If you’ve been victimized, remember: you are not alone, and this is not your fault. These criminals are skilled manipulators. Report the crime, seek support, and help warn others.

Source: Canadian Anti-Fraud Centre, Ottawa Police Service, Competition Bureau Canada - Compiled for Via Ottawa readers.


For more safety information, visit Ottawa Beware or explore Local News!

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Remy

Staff Writer

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